If you pay close attention, most hand carwashes just send your car through the exact same type of drive-through car wash the gas station has, and then put a few men on it with towels to touch things up. Then you pay $50. Just go to a drive-through, spend $10, and bring your own towels to do touch-ups on your own. Many have a vacuum for the inside of your car that you can use for free.

We’re the couple that packs the flask or the purse beers. Then, all the other couples get uncomfortable, thinking we’re going to get kicked out of the event for it.

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It's possible, even when money is tight.

Being careful and diligent is one thing. But, here are nine ways you can tell if you're OCD about your personal finances.

That check might not be as fat as you expected.

Do you agree with LaShaun's money advice?

(Wall Street Journal) — JANUARY: Max those savings! Financial planners argue you should be saving 15% or more of your income each year. Set your 401(k) contributions to the highest level you can handle. At least contribute up to any company match, and ideally push the limits — $16,500 if you’re under 50, $22,000 if […]

(US News and World Report) — My mama always told me that you can’t get blood from a turnip. True enough. Even so, when student loanborrowers graduate, we’re told we have to start paying back our loans. That can be tough, especially for graduates still looking for work in this sluggish economy. There are lots of […]

(Yahoo News) — Which accounts need beneficiary designations?  Any assets disbursed outside a will or not accounted for in a trust require a beneficiary designation. That list includes common kinds of accounts we all have, such as: Retirement accounts: IRAs, 401(k)s, 403(b)s, 457s, pensions, and self-employment retirement plans (e.g., Keoghs). Banking services: Credit unions, checking […]

(Wall Street Journal) — Good news for citizens of New York and New Jersey: we rank among the most financially adept people in the U.S., according to a survey of more than 28,000 people released Wednesday.  Respondents from those two states as well as New Hampshire were among the top five in at least three […]