You are entitled to ask questions. You have a right to pursue the best price possible. And you shouldn’t be made to feel bad for using your common sense. If you know you’ll never need a certain coverage, don’t be guilt-tripped into buying it. You know your life and your habits and what matters most to you.
If things go according to insurers' plans they'll be the biggest beneficiaries of health care reform.
(The Network Journal) — Sufficient business insurance minimizes your risks as a small business owner in the event that you are sued. An adequate amount of insurance will also protect you during a natural disaster or in the event that someone slips, falls or gets injured on your property. Your state’s Department of Insurance sets […]
(TheLoop21) — Good question and one that more people should ask, especially if they want solid insurance at good prices, and that combination is most certainly out there. For Californians, the Department of Insurance website has a lot of useful information about shopping for auto insurance. Selecting the right independent agent is as important as selecting […]
(Yahoo News) — Which accounts need beneficiary designations? Any assets disbursed outside a will or not accounted for in a trust require a beneficiary designation. That list includes common kinds of accounts we all have, such as: Retirement accounts: IRAs, 401(k)s, 403(b)s, 457s, pensions, and self-employment retirement plans (e.g., Keoghs). Banking services: Credit unions, checking […]
(AJC) — Leaders in Georgia are beginning to imagine a new way for the state’s consumers to buy health insurance. The national health care overhaul calls for every state to have its own “insurance exchange” — a new marketplace created under government rules that will allow consumers to comparison shop for plans beginning in 2014. Officials in […]
(Wall Street Journal) — Think a cheap car equals cheap insurance? Think again. There’s more to auto-insurance rates than a vehicle’s sticker price, according to a recent study by InsWeb, an online insurance-comparison provider. Besides your own age and driving record, car insurance is based chiefly on a combination of purchase price and a model’s […]
(Forbes) — Have you recently retired? Have your kids moved out of the house or gone off to college? Are you renovating your home? Have you taken a position on a local charity board? Did you give your heirloom jewelry away to your grown daughters? Such life events mean it’s time for you to reassess […]
(New York Times) — With health care costs climbing even higher during this enrollment season, more employers are adopting a tiered system to pass on the bulk of those costs to their employees by assigning bigger contributions to workers in top salary brackets and offering some relief to workers who make less money. For years, […]
Rolling back reforms is a high priority for many Republican governors and states.
(US News and World Report) — If you have been involved in a traffic accident or received several traffic tickets for speeding or reckless behavior, you are probably aware that the cost of your auto insurance can increase dramatically when you have problems in your driving history. Unfortunately, car insurance is legally required by all […]
(Entrepreneur) — Unfortunately, many businesses hit bumps along the way–and some just flat-out fail. So it’s critical that business owners protect their personal assets in case their own businesses don’t have storybook endings. Make sure you have these pieces in place to keep your individual assets separate from your business dealings. Organize. Establish the business […]