If you’re someone who takes regular vacations, paying the up-front fee plus the nominal annual fees associated with timeshares could mean paying, on average, far less for vacations over your lifetime than most do.

We can often find a much cheaper flight if we’re willing to tolerate a long layover. And we do that. We just make sure to pack food so we don’t spend a bunch of money at airport restaurants, and we bring work to work on during our layover.

Your Credit Card probably has some rewards you probably haven’t explored. First, use your points. Second, look up which vendors your credit card has deals with—your points will go further with these. And, find vendors through which you get twice or three times the points when you shop there. That means cash back for you.

No matter how well-rounded your friend group is, and how many corners of the world are represented in your circle, you have to admit there is one demographic that can be tricky to hang with: the extremely wealthy! Or friends that are even just significantly richer than you are. They like to say they’re “easy […]