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You would assume that insurance should be  for medical, health or dental purposes or even your car! But if you have fame and fortune, it’s another story. Celebrities hold dear their private assets (a.k.a. body parts) so much so that they are willing to seal the deal with lucrative insurance policies worth up to $1 billion! Check out the 15 celebrities who took out (or should take out) these exorbitant policies. Some may surprise you:

America Ferrera – Smile, $10 million

Didn’t know smile insurance exists? Well, its does when you’re America Ferrera and the star of the television show, ‘Ugly Betty.’ It may be the wackiest deal ever made but a smile can be worth a thousand words when you’re the spokesperson for Aquafresh’s White Trays. The company enlisted an insurance deal for $10 million on her bright smile. And it may pay off for her in the long run.

Heidi Klum – Legs, 2.2 million

The supermodel is paid millions to strut the runway and give advice to up-and-coming fashion designers on “Project Runway,” but her signature legs also deserve credit for her career in fashion. Both legs are insured for $2.2 million (each covered for a hefty $1.1 million).

Jennifer Lopez – Booty, $27 million

Jennifer Lopez or what we like to call her, J.Lo, is  known for her bum. She has inspired other females to get a little junk in their trunk or booty enhancements to fill out their figure. So, we can understand (kind of) her $27 mil booty insurance expense.

Cassie – (Buzz cut)

We don’t know how she came up with this look, but singer and model Cassie created a style that differs from outside media standards. Her sudden hair transformation broke the mold of what buzz cuts among women are supposed to look like. And she truly made it look unique! She should insure it. Oh, why not?