via GIPHY

Reassess impulse buys

Before making any purchase that isn’t essential, ask yourself what the cost-to-benefit ratio is. Will this item bring you very short-lived joy and then make you feel guilty for a while, or even rob you of money you needed for something more important? Practice impulse control when spending. Every dollar saved can add up to something that really impacts your life, like a down payment on a home one day!

« Previous page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Next page »