Borrowers Hit New Home-Loan Hurdles
(Wall Street Journal) — Dennis Davis has a nearly perfect credit score, equity in his home, considerable savings and a solid pension plan. But Mr. Davis recently found that his lender didn’t want to refinance his mortgage. The problem? Mr. Davis’s income-tax return showed he had taken a loss on an investment he made in a small, family-owned business. That was enough to raise doubts about his otherwise strong financial condition.
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